FIRE AND COMPLEMENTARIES:
» Fire
» Explosion & implosion
» Smoke damage
» Costs of extinguishing & salvaging
» Costs of demolition & rubble removing
» Reconstruction of documentation
» Cleaning & sludge extraction expenses

ATMOSPHERIC PHENOMENA:
» Lightning
» Wind, hail & snow

WATER DAMAGE:
» Rain & Flooding
» Expenses of searching & finding leaks
» Expenses of reparation

OTHER DAMAGES:
» Vandalism of acts of bad faith
» Strikes & public unrest
» Impact by vehicles
» Falling objects from sky
» Sonic or sound waves
» Electrical damage
» Refrigerated goods
» Garden furniture & appliances
» Reconstruction of garden
» Aesthetic restoration
» Loss of rent
» Compulsory evacuation or eviction
» Transfer of content
» 3rd party property
» Equipment of professional use
» Vandalism by tenant

BREAKAGES:
» Breakage of windows, mirrors
» Perspex, marble, granite & artificial stone
» Breakage of hob
» Sanitary fittings

PUBLIC LIABILITY:
» Public liability on the property
» Personal public liability
» Public liability against the landlord
» Public liability against the tenant

VARIOUS:
» Home assistance
» Legal consultation

THEFT, BURGLARY & LARCENY:
» Theft and burglary of household effects
» Larceny
» Damage arising from theft
» Cash inside the household
» Cash in safe
» Jewellery
» Replacement of keys & locks
» Burglary outside the home
» Property in outbuildings or storeroom
» Fraudulent use of credit card
» Loss of checked-in luggage